Specialist Mortgages

Specialist Mortgages

Professional Mortgages

At Jordan Lynch, we know how hard professionals work and that’s why we can arrange your mortgage for you. We understand that time is precious for our clients, so we will take care of everything while you focus on your career.

Qualified and practising professionals, such as barristers, solicitors, accountants, doctors and dentists, often have access to preferential deals and our advisors know exactly where to find them. We have strong relationships with lenders and an extensive knowledge of the whole mortgage market, which makes us perfectly placed to source the best mortgage for you.

Our experienced advisors will work hard to ensure everything goes smoothly with the minimum amount of hassle to you. We will use our contacts and ingenuity to find a deal you are happy with whatever your circumstances may be and we can help newly qualified professionals as well as those who have many years of experience.

High Net Worth

With high-net-worth mortgages, Jordan Lynch can offer levels of expertise and advice that you won’t find at a high-street lender. A large number of our clients are high net worth, so we have extensive experience of the complexities involved and offer a service that guarantees discretion and excellence.

Our advisors have built strong relationships with both high street and private banks so we fully understand their current lending criteria and know which lenders are most suitable for your circumstances. Although banks can be strict in the current climate, we will carefully present your application in the desired manner so it has a strong chance of success.

For loans up to £2.5m, we have access to key decision makers at the high street banks. With loans above this level, we will approach the private banks that offer a bespoke service and don’t impose limits on the amount they will lend to our clients.

We know that applying for a mortgage can be frustrating and time consuming, so we work hard to make the process as simple and effortless as possible. We also have access to the whole mortgage market, so you can be confident that we will find the best deal available to you.

Equity Partners

It can be difficult to find a mortgage as an equity partner, but Jordan Lynch can use our knowledge and contacts to secure finance for your new property.

We have an excellent relationship with high street banks, private banks and specialist lenders, which allows us to access the best deals and we are independent, so you have the reassurance that we will be looking at the whole of the market when offering mortgage advice.

Some lenders have trouble understanding the unique nature of an equity partner’s income, which can be very frustrating for our clients. However, our advisors keep abreast of current lending criteria so we know which lenders are suitable for your circumstances. Jordan Lynch will also present the application in a light that will give your application a strong chance of being accepted.

Self Employed

It can be more difficult to obtain a mortgage when you are self employed, but it isn’t impossible and Jordan Lynch have many years of experience arranging self-employed mortgages.

Our advisors have access to the whole mortgage market, which allows us to find the best deal available for you no matter how complex your circumstances may be. Every lender has different criteria when assessing self-employed applications, so we will save you time and hassle by approaching the lenders that are most suited to you. We will also present your application according to the lender’s conditions and guidelines to give you the best possible chance of securing a mortgage.

Jordan Lynch enjoy strong relationships with a wide range of lenders and our advisors have worked for high street banks such as Barclays and NatWest. We will use our expertise and contacts to find the right lender and mortgage for you whether you are an entrepreneur, contractor, company director, partner or sole trader.

Buy to Let

When buying to let, it is vital to choose the best mortgage available in order to maximize your profits. Jordan Lynch are very experienced at arranging buy-to-let mortgages and our understanding of the market allows us to access the most suitable mortgage for your needs.

Lenders typically look at the rental yield when making a mortgage decision, but some will take other factors into consideration. The criteria can differ between lenders and is always changing, but our strong relationships with high street banks and specialist lenders keep us up to date with each lenders’ conditions.

Our advisors will use this knowledge and our excellent contacts to offer invaluable advice and source a mortgage that suits your circumstances. We will also ensure that every step of the process is smooth and hassle free and welcome clients who are newcomers to the buy-to-let market as well as portfolio landlords with years of experience.

specialist mortgage

Commercial

At Jordan Lynch, we know that every business is unique, so we help our commercial clients to find a mortgage that suits their needs perfectly. Whether you are looking to buy your first commercial property, refinance, move to a bigger office or expand to multiple locations, we will source the best deal available.

In recent years, securing a commercial mortgage has become more difficult. However, our strong relationships with specialist lenders and private banks allow us to access a number of funding opportunities for businesses.

Our advisors use their ingenuity to know which lender to approach for each client and we have years of experience arranging finance for limited companies, business owners, sole traders, LLPs, SIPP and SSAS pension schemes.

Whatever your circumstances are, Jordan Lynch can arrange finance for your retail, investment, office or industrial property and provide the assistance your business needs to grow.

Retiree Mortgages

Many retirees are in a position where their home is worth a significant amount of money, but they don’t wish to move out to free up the funds they need. However, equity release plans and lifetime mortgages make it possible to release money from a property without the need to sell it.

Choosing a retiree mortgage is a big decision, so our advisors will take the time to discuss your situation to ensure we offer the correct advice for your circumstances. We will research the market, then carefully explain the options available and all the conditions and implications involved. If you wish, we can involve your family in these discussions too.

If you decide to go ahead with equity release, we will take care of the entire application for you and make the process as smooth as possible.

Alternatively, if you are over 65 and seeking a mortgage to buy a new property, Jordan Lynch understand how complex and difficult this can be. While lenders can be reluctant to offer residential mortgages to retirees, our advisors have access to the whole of the market, so if there is a deal that you are eligible for, we will be able to source it for you. We will also present the application in a manner that meets the lender’s requirements to give it the best chance of being accepted.