Mortgages for Barristers
Mortgages for Barristers are available to Barristers who are registered with the BAR Council and practising in the UK.
Whether you have just completed your Pupillage, have just one year’s accounts, or you are an experienced Barrister or QC applying for a mortgage with a UK lender can be a frustrating process. The main reason for this is because most lenders now use algorithms to underwrite mortgage applications. This means they are often ill-equipped to truly assess the earning potential of a Barrister. Whether the lenders disregard the often steep increase in earnings at the start of a career, the aged debt or the fact that many Barristers are willing and able to work beyond the state retirement age. This one size fits all approach to underwriting can adversely affect the chances of a Barrister obtaining a prime interest rate from a High St Bank or Building Society.
Why Choose Jordan Lynch
At Jordan Lynch we’ve been arranging mortgages for Barristers since 2006, and now have a specialist team of advisors to provide a premium service to Barristers, QC’s and High Court Judges in a time efficient manner. Therefore we have in-depth knowledge of a Barristers career progression and remuneration structure, which enables us to select the most suitable lender. On the rare occasion we are unable to arrange a mortgage with a High Street Bank or Building Society our excellent relationships with specialist lenders and Private Banks enable us to arrange bespoke mortgage facilities.
We fully appreciate the value of your time and our efficient service saves precious time and negates the need of trying to navigate the highly fragmented mortgage market within your busy schedules.
Our consultants offer independent, whole of market advice and are committed to arranging the various mortgage solutions that will be required throughout your career. Please call us today to discuss your options.